Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern the relationship between you and SwiftBruxe Media Limited, a legal entity incorporated under the laws of the Republic of Nigeria, having its registered office at No. 8 Adeleke Street, Off Allen  Avenue, Ikeja, Lagos State ("we", "us", "our", or the "Company") in relation to your use of the Company’s website and services (collectively, the "Service"), including all content such as text, graphics, videos, music, software, and other media available through the Service ("Content"). Your access to and use of the Service constitutes your agreement to these Terms, creating a legally binding contract between you and the Company.

Please read these Terms carefully before using the Service. Additionally, review our Privacy Policy, which, along with other supplemental terms, policies, or documents posted on the Service, are hereby incorporated by reference. We reserve the right to modify these Terms at any time, and your continued use of the Service after such changes indicates your acceptance. 

IMPORTANT: These Terms include disclaimers (Section 2), disclaimers of warranties (Section 6), limitations of liability (Section 7), and provisions that waive your rights to a jury trial, court hearing, and class action (Arbitration and Class Action Waiver). If you disagree with any part of these Terms or are not authorized to be bound by them, **do not access or use the Service**.

2. Important Disclaimers

We make no guarantees that:  
(i) The Service will meet your needs,  
(ii) The Service will be uninterrupted, secure, or error-free,  
(iii) Results obtained from using the Service will be accurate or reliable, or  
(iv) The quality of products, services, or information purchased through the Service will meet your expectations.

3. Service

When you use the Service, you represent that all submitted information is truthful, your use does not violate any law or these Terms, and the Company reserves the right to suspend or terminate your access if you breach these Terms. The Service may be modified or interrupted at any time without notice or liability. You are responsible for obtaining the necessary equipment and services to access the Service. Your use of the Service is at your own risk, and the Company is not liable for any harm caused to you or your systems.

4. Third-Party Ads and Content

The Service may display third-party advertisements or links to external websites ("Third-Party Ads"). We are not responsible for the accuracy or content of these Third-Party Ads, and you assume all risks associated with using third-party services. All transactions with third-party advertisers are solely between you and them.

5. User Representations and Restrictions

By using the Service, you confirm that:  
- You are legally capable of agreeing to these Terms,  
- You will not use automated means to access the Service,  
- You will not use the Service for any unlawful purpose or in violation of applicable laws.

You also agree not to engage in activities such as systematic data retrieval, unauthorized use, modification, or distribution of the Service, reverse engineering, circumventing security measures, or using the Service for any competitive purpose.

6. Disclaimer of Warranties

The Service and all Content are provided "as is" without warranties of any kind, whether express or implied. We do not guarantee the accuracy, reliability, or availability of the Service, nor do we promise that the Service will be free of errors or viruses.

7. Limitation of Liability

We are not liable for any indirect, consequential, or incidental damages resulting from your use of the Service, including lost profits or data loss, even if we have been advised of such possibilities. Your sole remedy for dissatisfaction with the Service is to stop using it. The maximum liability of the Company is limited to USD 100.

8. Indemnity

You agree to indemnify and hold the Company harmless from any claims arising from your use of the Service, your content submissions, or your violation of these Terms. You will cooperate with the Company in defending any claims and will not settle without the Company’s consent.

9. International Use

The Company makes no representation that the Service is appropriate or legal in all jurisdictions. You are responsible for compliance with local laws.

10. Governing Law

These Terms are governed by the laws of the Republic of Nigeria, and disputes will be resolved through arbitration in Lagos, Nigeria, under the Arbitration and Conciliation Act.

11. Miscellaneous

Any delay in enforcing these Terms does not constitute a waiver of our rights. If any part of these Terms is found invalid, the rest of the Terms remain in effect. These Terms constitute the entire agreement between you and the Company. The Company may assign its rights and obligations under these Terms to a third party, and your continued use of the Service constitutes your agreement to any such assignment. 

Communications made through the Service are considered electronic communications, and by using the Service, you consent to receive communications electronically.